Frequently asked questions

No. Our services are free to you. We are compensated by the insurance carriers, and your premium is the same whether you enroll with us or on your own.

Advance premium tax credits can cover the full premium of certain Marketplace plans depending on your household income and size. Our licensed agents calculate your subsidy before you enroll.

Medicare Advantage bundles your coverage through a private carrier, often with extra dental and vision benefits. A Supplement plan pays the gaps left by Original Medicare and pairs with a separate Part D drug plan.

Many of our carriers offer simplified issue coverage with no exam, just a short health questionnaire.

Progressive, Safeco, GAINSCO, Geovera, and other admitted Florida carriers. We shop them all in one request.

Preventive care is usually available immediately; major services can carry a 6 to 12 month waiting period depending on the plan.

Most ACA plans cover very little outside the U.S. A travel medical plan handles emergency care and medical evacuation.